If you need an SR-22 filing with The General, the fee itself usually runs somewhere between $15 and $25, paid once to get the paperwork sent to your state. That part is simple — what actually decides your total bill is the insurance policy sitting underneath that filing.
The General built its entire business around drivers other companies turn away. Because of that, pricing here works a little differently than it does with a standard carrier.
What the SR-22 Filing Fee Actually Covers
An SR-22 isn’t a type of insurance — it’s a form your insurer sends to the state confirming you carry the minimum required liability coverage. The filing fee just pays for that paperwork to get processed and submitted.
Most insurers, The General included, charge a small one-time or per-renewal fee for this. It’s separate from your premium, and it doesn’t move based on your driving history the way your rate does.
Some states also tack on their own processing fee on top of what the insurer charges. That part is outside The General’s control, so it can vary depending on where you live.
What Really Drives Your Premium Up
Here’s the part that actually matters: the reason your policy needs an SR-22 in the first place is usually what pushes the price higher. A DUI, a string of tickets, an at-fault accident, or a lapse in coverage all tell an insurer you’re statistically more likely to file a claim.
The General tends to weigh recent violations more heavily than older ones. A DUI from last month will typically cost more than one that’s several years behind you, even if both still require an SR-22.
Your location, the car you drive, and your age all factor in too. Two drivers with the same violation can end up with noticeably different quotes just because of where they live or what they drive.
If you want a deeper look at how the company handles high-risk profiles overall, The General review covers that in more detail.
See what a policy with SR-22 filing could look like based on your driving record.
SR-22 Filing Included
The General can handle the state filing for you once your policy is set up.
Flexible Down Payment
Several down payment options make it easier to start coverage right away.
📄 Start your SR-22 quote with The General →
🔒 Quotes are free and usually take just a few minutes online.
How SR-22 Pricing Tends to Break Down by Violation
Every driving record is different, so exact numbers aren’t something any insurer can promise upfront. Still, it helps to see roughly how different violations tend to affect both the length of your SR-22 requirement and your rate.
✅ Read the full The General review →
What You Need to Know Before You Get a Quote
Your SR-22 period doesn’t restart just because you switch insurers — it’s tied to your state’s requirement, often around three years, though that can vary. What does restart the clock is a lapse in coverage.
If your policy cancels or lapses while the SR-22 is active, The General is required to notify your state, and you could end up starting the whole period over. That’s one reason many drivers stick with one insurer for the duration.
Down payment size also plays into your total cost. The General usually offers a few different down payment options, so it’s worth comparing what a lower upfront payment does to your monthly premium versus a higher one.
It’s also worth shopping the SR-22 requirement itself around before committing. Compare Dairyland SR-22 pricing side by side, since non-standard carriers don’t all price the same violations the same way.
If you’re still not sure whether this insurer is the right fit for your specific record, Is The General good for high-risk drivers? walks through who tends to benefit most from this type of policy.
Conclusion
The filing fee for an SR-22 with The General is small and fairly predictable. Your actual premium is the number that swings the most, and it’s shaped almost entirely by what’s on your driving record.
If you keep the policy active for the full required period and avoid new violations, your rate has room to improve over time. Comparing a quote here against another high-risk carrier is usually the fastest way to see where you actually stand.